Cornčrcard community: the credit card for your club

Every day increases the number of associations, clubs and organizations that benefit from the advantages of an individual credit card. Rely on the broadcasting of your own club card. They are proud to be a member in your club? Then show this to the individual credit card of your club: Cornčrcard Cornčrcard provides the community with the opportunity for your members an individually designed to make Visa or MasterCard credit card. In the same benefits as members of the club. Because every time the cardholder to pay with the Cornčrcard, they advertise to the public for your club. In addition, you will also benefit financially: for each newly issued Cornčrcard your club, an amount flowing into the club treasury. Convince yourself of the benefits of individual club credit card www.communitycard.ch More profit for your club An individual credit card will not only strengthen cohesion among the club members and the presence of the association in the public, it also brings financial benefits. For every valid credit card, depending on the chosen program flow of CHF 50 or 100 in your club treasury. And with more than 20 cards issued in your club will receive even an attractive flat-rate premium. So take advantage and time again: * More identification for your members * Good image for your club * Attractive and individual offer for your members * Money for your club Checkout And so it is easy The individual club to apply for credit cards is easy. On www.communitycard.ch we lead you step by step to your own Cornèrcard. Shop online a photo or a background image and the logo of your club high. Upon receipt of your application and successful examination by Cornčrcard your online Promotionsset will be unlocked. From then on, you can offer the individual club credit your club members.

Revolving credit cards can be quickly on the debt in case of crisis

A revolving credit card with which the accumulated balance at the end of the month do not have to fully repay, but only a small part of it, can quickly pile up a debt mountain, the lift is in difficult economic times can hardly be. If you then your credit card bill due to unemployment is no longer able to pay, the whole problem. The best example is currently the U.S., where the failure rate for the provider American Express ever soar. Rising unemployment means high failure rates In June 2009 American Express had already suffered a default rate of 10.7% and it is assumed from experts that this figure continues to rise. For American Express, this means that approximately 10% of turnover generated in the risk screening must be eliminated and put in doubt. This differs from other major credit card providers American Express is also the fact that the company must bear the risk themselves rather than by a kind of franchising gives the cards to other banks so that they can really tumultuous times, coming to the company. Revolving credit card use only when needed Especially in the wake of the crisis, you should even be cautious and therefore always respecting the fact that you can pay your credit card bill. To ensure this, it is advisable to use the card really only if it is really necessary. A termination and subsequent financial difficulties may be using that is even an adverse impact on one's own cause Schufa Act and should be strongly avoided.

Credit Cards

In 1887, the American writer Edward Bellamy described in his science-fiction novel "Looking backward: From 2000 to 1887" an economic system that does not involve cash: "In the beginning of each year to every citizen (...) will be credited an amount as a credit, which his Shares in the annual purchase of the nation represents, and he receives a credit card, through which he (...) shall at all times, what he needs. " FOR COMPARISON Check: 100 cards in the test In Germany there are now more than 1000 cards on different terms and with a variety of extra services on the market. There are cards with more or less meaningful insurance, with reductions in travel and for car rental, tickets to sporting and automotive fans, for hunters and students, and even maps with arbitrary pictorial motifs. Equally complex is the area of fees: Some cards are connected to a free checking account, or allowed to withdraw cash at ATMs worldwide free of charge, while others adopt new customers in the first year annual fee, but then proposes stronger rate than competing offerings. There are also huge differences in credit and lending rates - up to 25 percent. Just at the point it is particularly important to pay attention to the terms of settlement: by seemingly generous repayment obligations with low rates, the balance rises high interest on debt (revolving credit). Brings light into this mess of credit card comparison. It filters out more than 100 card offers that come closest to their personal needs. One can even determine what criteria are taken into account and should have the weight for example, the fees range in relation to extra services such as travel services.

What really any good gold credit cards

Who owns a credit card, so that would probably pay for one thing. Many card providers, however, promised additional security and service, customers can book a same over the map. Consumer activists see the skeptical: Many additional options are unnecessary or linked to conditions. "Hello, you expect more from a credit card?", Welcomed a friendly smiling lady on the website of American Express all potential customers who are interested in the "Gold Card". Then the virtual counselor tells of her recent misadventure: The newly purchased glasses were broke down on the way home. But a blessing in disguise because it has a "Gold Card", and above the damage was insured. What she does not reveal: the insurance jumps only if they have paid their glasses with the credit card. Instead, she extols the virtues of the golden insurance package designed: From the travel cancellation insurance on a trip abroad to Europe-wide car-insurance-Schutzbrief is everything. Related Links * The Germans go into the crisis with money order * Yield-increasing risks in life insurance * These banks offer the lowest interest rates MRP * Banks prefer customers interest on the Table * Melt the overnight interest rates, then * Where to get savers high interest rates now * Increased yield through the 200-day moving average of the Dax * Salary calculator Credit card providers like American Express, Diners Club or MasterCard cards offer their customers not only the desired independence of cash, but like many a couple of insurance benefits to - for a tidy fee. In addition to the package that American Express customers for an annual fee of at least 140 euros with the 'Gold Card receive "the credit card company has put together yet another bundle. For example, can be the "Sports & Active" for 15.80 Euro per month dazubuchen. It offers a one-off event of disability of up to 50,000 euros and a pain in bone fractures of $ 1,000 and a daily hospital benefit of $ 50. In addition, American Express customers can choose from a plethora of policies and is expected to be about a family's credit card protection, dental or funeral insurance subsidies. Diners Club credit card competitor advertises the other hand, with "above-average insurance services for travelers and provides a payment of 300,000 euros in fatal traffic accidents and disability in sight.

The market for credit cards

He is tall, opaque and confusing for a customer after all - the market of credit cards in Germany, it has certainly in itself. But although this is more than just complicated, decide each year, many people for their own credit card. Nevertheless, this payment will provide a very good reputation and, ultimately, she has also facilitated once everyday. Credit cards are status symbols and most people associate with them a certain prestige. Exactly this is a point that is critical to the success of credit cards in Germany. At least today can not only take people with good credit that payment in the claim, but also all others. Certainly they have lost through the prepaid credit cards a little bit of magic, but they are popular to this day. Those who opt for their own credit card, use this course be happy in everyday life. However, what must not be forgotten, is the mass of offerings available today. So credit cards are now offered not just one or perhaps two companies. In Germany alone there are more than 1000 different cards and they all have different conditions. This show is not only the numerous fees incurred for the use of credit cards, but also the benefits. Because even here the competition is very strong, do most of the banks with one or the other extras to persuade the customer to the conclusion of the contract. But the credit cards, where you can customize a theme, have been able to develop in Germany basically a hit and has attracted a following. Advertising: What the consumer is happy, however, forget that, when a credit card really does not matter to the photos and the amount of fees, but rather on the many different benefits and costs and these need to be better scrutinized. So you can now secure with individual savings, credit cards for travel and a rental car. Hunters and students are a particularly attractive target group and thus also served by the banks with their own benefits. The majority of banks offering credit cards today in conjunction with a checking account. Since the two financial products are so closely connected, this is certainly a composition that is almost, but it must be far from the best choice. It will also be drawn and the individual comparisons.

Savings and credit cards as stabilizers

GE Money Bank (Switzerland). With rising unemployment ahead, its new executive chairman Robert Oudmayer prepares for next deterioration of the creditworthiness of customers. "Our Swiss customers remain very disciplined expense. He did not say, but Robert Oudmayer, Executive Chairman of GE Money Bank (Switzerland) since last May, is delighted to work in such conditions.

Individual to identify with respect to an attempted fraud

Info-Crime Quebec and the Police Service in Longueuil seeking the assistance of the population in order to identify the man who appears on the attached photos. On 5 September, 16 am to 40 individuals showed up to trade Sports Experts Champlain Mall located at 2151 Taschereau Boulevard in Brossard to buy merchandise. Subsequently, the man presented to the cashier to pay for their purchases. He has presented two different credit cards to pay it off, but the cards have been denied him. Following the refusal, the suspect left the business leaving the goods on the counter. Anyone who can provide information that would identify or locate this individual is asked to immediately contact police in confidence on the line of Info-Crime Quebec by calling: 1-800-711 -1800.